Legal & Disclosures
Important Disclosures
Paradigm Capital Group provides retirement planning and comparison services. When an option involves investment management, insurance or a specialized tax strategy, we introduce you to an independent, licensed professional we know and trust. That professional or firm provides the service under its own agreement and gives you its own disclosures before you decide, including, for an investment adviser, its relationship summary (Form CRS) and brochure. Registration as an investment adviser does not imply a certain level of skill or training.
Insurance and annuity products are offered through licensed insurance professionals, and availability varies by state. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities may be subject to fees, surrender charges and holding periods that vary by insurance company. Annuities are not FDIC insured.
Kenneth E. Ring Jr. is a licensed Certified Public Accountant. Tax and accounting guidance he gives as part of Paradigm’s planning work is included in Paradigm’s services. Any separate CPA engagement, such as tax return preparation, is provided by Mr. Ring independently of Paradigm Capital Group under its own engagement letter and fees.
This website is educational and is not itself investment, tax, legal or insurance advice. No strategy is appropriate for every client. Recommendations depend on client facts, objectives, applicable licensing or registration requirements, and appropriate professional review. Projections and illustrations are hypothetical, are based on assumptions that may not occur, and are not guarantees of future results.
Back to topLicenses and Registrations
You can verify our licenses independently using the links below.
Kenneth E. Ring Jr., CPA
- Florida CPA: AC60363
- Indiana CPA: CP199900039
- Florida Life & Annuity: W961704
- National Producer Number (NPN): 20652672
Scott Whatley
- Florida Life & Annuity: W369199
- National Producer Number (NPN): 18193334
Verify a license
- Florida insurance licenses: https://licenseesearch.fldfs.com/
- Florida CPA licenses: https://www.myfloridalicense.com/wl11.asp?mode=0
- Investment advisers (SEC Investment Adviser Public Disclosure): https://adviserinfo.sec.gov/
Website Privacy Policy
Introduction
Paradigm Capital Group (“we,” “us,” or “our”) operates this website. This policy explains what information we collect when you use it, how we use it, and the choices you have.
Information we collect
- Retirement Review questionnaire. Your email address and the answers you choose to give, such as your retirement timeline, priorities, the general range of your savings and spending, the kinds of accounts you have, and how you’d like to meet. We ask for ranges, not exact figures, and we never ask for account numbers, Social Security numbers or passwords.
- Scheduling. When you book a time, the scheduling page collects your name, email and any details you add there.
- How you found us. If you arrive from an ad, email or link that includes campaign tags, we note the source and the page that referred you.
- Email. Anything you send to us at team@paradigmcapitalfl.com.
- Technical information. Like most websites, our hosting provider automatically records basic technical details, such as your IP address, browser type and the pages you visit, to keep the site secure and running.
How we use information
We use your information to prepare for and schedule your conversation, follow up with you, answer your questions, understand which of our outreach is working, and keep the site secure and working properly.
How we share information
We do not sell your personal information. We share it only with service providers that help us run the site, schedule meetings and keep client records, and only as needed to provide those services, or when required by law.
If you choose to work with one of the licensed professionals or firms we introduce, such as an investment adviser or insurance company, we share information with them only with your permission. Their own privacy notices also apply to the services they provide.
Browser storage
The site uses your browser’s temporary session storage to keep your place in the questionnaire if you refresh the page. It clears when you close the tab. We do not use advertising cookies or tracking pixels.
Do Not Track
We don’t track visitors across other websites and don’t allow third parties to do so on ours, so the site works the same way whether or not your browser sends a “Do Not Track” signal.
How long we keep it
We keep questionnaire answers for as long as needed to serve you, then delete them on request.
Data security
We use reasonable administrative and technical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Your choices
You can ask us to access, correct or delete your information at any time by emailing team@paradigmcapitalfl.com. You can unsubscribe from our marketing emails using the link in any of them.
If you become a client
This policy covers this website. If you become a client, you’ll receive a separate privacy notice explaining how we protect your personal and financial information under the laws that apply to our insurance and planning services.
Children’s privacy
This site is not intended for children under 13, and we do not knowingly collect personal information from children.
Changes to this policy
We may update this policy from time to time. The effective date at the top shows when it last changed.
Contact us
Paradigm Capital Group, 28210 Paseo Drive, Suite 216, Wesley Chapel, FL 33543 · team@paradigmcapitalfl.com
Back to topTerms of Use
Acceptance of terms
By using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.
Use of the site
Use the site lawfully and respectfully. Do not attempt to interfere with the site, bypass its security, misuse its forms or submit false information.
Scheduling and the questionnaire
Completing the questionnaire or booking a conversation does not create an advisory, accounting, insurance or client relationship. Any engagement is governed by separate written agreements, including an engagement letter.
Educational content only
Content on this site is for general educational purposes and is not individualized investment, tax, legal or insurance advice. Investment advisory services are provided only by registered investment advisers under their own agreements, and insurance products only by licensed insurance professionals. Figures, tax rules and limits change, so verify information before relying on it. Projections and illustrations are hypothetical and are not guarantees of future results.
Intellectual property
All content on this site, including text, graphics and tools, is owned by or licensed to Paradigm Capital Group and may not be copied or redistributed without permission, except for personal, non-commercial use.
No scraping or AI training
You may not use automated means to collect or copy content from this site, except search engines and AI answer services that follow our robots.txt and show short excerpts with a link back. You may not use site content to train or build datasets for artificial intelligence or machine-learning models.
Links to other sites
The site links to other websites, such as regulatory lookups and partner firms. We are not responsible for their content or practices.
Disclaimer and limitation of liability
The site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Paradigm Capital Group is not liable for any indirect, incidental or consequential damages arising from your use of the site or reliance on its content. Nothing in these terms limits any rights you have that cannot be waived under applicable law, including federal and state securities and insurance laws.
Governing law
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.
Changes to these terms
We may update these terms from time to time. The effective date at the top shows when they last changed.
Contact us
Paradigm Capital Group, 28210 Paseo Drive, Suite 216, Wesley Chapel, FL 33543 · team@paradigmcapitalfl.com
Back to topAccessibility Statement
Paradigm Capital Group wants everyone, including people with disabilities, to be able to use this website. We built it with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA, as our guide: pages can be used with a keyboard and with screen readers, images have text descriptions, text can be enlarged, and animations stop when your device asks for reduced motion.
We review the site as we update it, but some pages or features may not yet be fully accessible. If anything on this site is hard to use, or you would like information in another format, please let us know and we will help.
Email team@paradigmcapitalfl.com or call 727-278-3645. Please tell us which page and what the problem was, so we can fix it.
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